“ The foundation of every successful partnership is trust” is one of Jim Kreminski’s quotes and he has been living up to those words by building on a foundation of trust with his clients for over 30 years. Jim started his career in the mortgage industry in 1990 working for a mortgage broker and in 1993 went to work for JP Morgan Chase becoming a top producer and Retail Mortgage Branch Manager. After 17 years with Chase he made the decision to change over to Golden Empire Mortgage because it would give him access to an investment pool of over 30 investors and banks while maintaining the benefits of being a direct lender. This enables Jim to offer wholesale pricing, and the most optimum loan products and programs that are in the best interest of the borrowers. Jim enjoys classic cars, sports, fishing and pretty much anything to do with mountains and rivers. He is also a very dedicated husband, father and soon to be grandfather.
“It’s not the way you start, it’s about the way you finish!” My goal has been to assist my clients as their “Partner for Success”, which has helped me become their “Lender for Life” ~ Jim
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.