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GOVERNMENT APPROVED LENDER FOR OVER 25 YEARS

SERVING ALL OF OREGON AND CALIFORNIA WITH THEIR HOME LENDING NEEDS

  • No/Low Money down Programs
  • First Time Buyer Home Loans
  • FICO Scores as low as 580
  • Manufacturer Home Loans FHA/Conventional
Jim Kreminski
Jim Kreminski - Direct Lender Branch, Manager and Advisor
NMLS # 348261
Licensed in Oregon and California

 

Jim Kreminski and his team has opened doors for thousands of satisfied homeowners for over 25 years and closed over 500 million dollars in home loans. He continues to serve his clients and their families from his early years in his banking career which requires him to be licensed in both California and Oregon. "My goal has been to assist my Clients as their "Partner for Success", which has helped me become their "Lender for Life". Part of Jim’s career was with JP Morgan Chase for 17 years, as a Retail Mortgage Branch Manager and one of their Top Producers. In 2011 Jim opened up the Redmond Branch for Northwest Mortgage Advisors, an affiliate of GEM Corp. a wholesale Bank, that uses a nationwide investment pool of 22 majors banks and investors. This allows Jim and his team to pick and choose the most optimum loan products and programs for you. “When you are considering something as important as a Home Loan, you need a professional who gives you an edge on the market and works together with you side by side.”
- Jim

Mandi DeVicente is a native of Bend Oregon.  She is happy to see major changes in Central Oregon with all the growth and new families moving here for this great quality of life. Mandi has 10 years of Banking and Lending experience with a proven track record for achieving customer satisfaction and loyalty. She counts it a privilege to help anyone achieve their goal of homeownership and that attitude shows in each transaction. “Being able to help people have that one place they can call home while ensuring they are in the best mortgage available to them is my greatest reward.”
- Mandi

Mandi
Mandi DeVicente - Loan Originator and Advisor
NMLS # 692979